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Health Insurance for International Students

As an international student, having health insurance is critical to avoiding unnecessary financial burdens while studying in Canada. Without insurance, medical and emergency care can be extremely expensive.

Health Insurance

International students at KPU have access to coverage for emergency medical care, routine check-ups, and more through a combination of three health insurance plans:

  • KPU Temporary Medical Insurance Plan
  • British Columbia Medical Services Plan (BC MSP)
  • Kwantlen Student Association's Extended Health and Dental Coverage

Learn more about each health insurance plan below.

KPU Temporary Medical Insurance Plan Provided through guard.me International Insurance

guard.me International Insurance

All new international students coming to KPU are automatically enrolled in KPU's Temporary Medical Insurance Plan upon registration in classes. The fees are charged directly through your OSS account. Coverage begins on the first day of the first month of the semester (e.g. you are covered starting on January 1st for the Spring semester). If you're arriving in Canada before the first day of the first month of the semester (e.g. you are arriving before January 1st for the Spring semester), you should purchase Early Arrival Insurance, which costs less than $2/day. You will automatically be enrolled in the plan during every semester that you are registered in classes.

How Do I Sign Up?

All new international students coming to KPU are automatically enrolled in KPU's Temporary Medical Insurance Plan upon registration in classes, so you don't have to do anything to sign up.

Why Do I Need This Plan?

This plan protects your finances and your health when you first come to Canada, when you're not yet covered in the provincial health plan.

What's Covered?

Most basic and emergency medical services are covered, including: doctor's visits, emergency room care, diagnostic tests, hospital stays, and more. Please see this sample benefits summary to learn more. Additionally, learn more about COVID-19 coverage here.

How Much Does It Cost?

$201.30 - Full Term / $100 - Session 2 Only.

You will be enrolled each semester until you receive BC MSP and permanently opt out from temporary insurance. 

Deadline to opt out:

Fall - September 30th

Spring - January 31st

Summer - May 31st

British Columbia Medical Services Plan (BC MSP)

BC MSP

The BC Medical Services Plan (BC MSP) is the provincial health insurance program that covers health care benefits for BC residents.

Your BC MSP coverage expires the same day your study permit expires. So, it is extremely important that you update your status in Canada with Health Insurance BC whenever you renew your study permit. If there is a gap between the renewal of your study permit and your BC MSP coverage, you will need to find temporary private insurance to cover you for that period of time. It may also be possible to reach out to Healthlink BC to request for an extension of your BC MSP coverage while you wait for your study permit to be renewed.

How Do I Sign Up?

Apply for MSP online within the first 10 days of your arrival in BC. The waiting period to receive coverage through BC MSP can be up to three months.

Why Do I Need This Plan?

It's mandatory—all BC residents are required to sign up for BC MSP. Plus, public health care in BC is very good, and having BC MSP coverage means that you have access to it at no cost beyond the monthly health-care coverage fee for international students. 

What's Covered?

You'll be covered for all medically necessary services provided by physicians, diagnostic services including x-rays, dental and oral surgery, and more. Learn more about what's covered and what's not covered.

How Much Does It Cost?

$75 per month

Kwantlen Student Association Health & Dental Plan Provided through mystudentplan

Kwantlen Student Association

All international students at KPU are automatically enrolled in the Kwantlen Student Association's (KSA) Benefits Plan. This is a mandatory extended health and dental plan that supplements one of the two basic medical insurance plans above. It provides 12 months of coverage starting on the first day of the month the program of study begins.

How Do I Sign Up?

All new international students coming to KPU are automatically enrolled in the Kwantlen Student Association Health & Dental Plan upon registration in classes, so you don't have to do anything to sign up.

Why Do I Need This Plan?

BC MSP and Guard.me don't cover everything—for example, BC MSP doesn't cover most prescription drugs, vision care, and dental work, all of which can be costly. The KSA Health & Dental Plan provides additional extended coverage for these treatments.

What's Covered?

A portion of the costs for some prescription drugs, vision, paramedical treatments, mental health treatment, dental care, travel insurance, and more. Learn more about what's covered.

How Much Does It Cost?

It costs a total of $200.85 per year ($87.55 for extended health and $113.30 for dental)

Learn More

Still got questions? Check out our Health Insurance Booklet or contact your International Student Life Coordinators by email us at intlstudentlife@kpu.ca